Insure My Wedding Ring

Whether your wedding and engagement rings are 500 or 50 000 an insurance policy is a way of honoring not just their financial value but what they represent.

Insure my wedding ring. So the cost to insure a 3 000 ring might range from 60 to 100 a year. Your soon to be fiancé or fiancée can insure the ring as soon as it s purchased and in their possession much like you would insure a car prior to driving. Insuring collectibles jewellery and other valuables. Watches earrings and even loose stones while being set yep we cover those too.

The good news is that with a little advance planning your homeowners or renters insurance policy may help cover the cost of a stolen engagement ring or wedding ring including the diamond. If your jewelry is adequately covered under the modest personal property allowance of your current renter s or. Most insurance companies do have a maximum limit they ll insure. If you have a loss your insurance company has the option of paying you the appraised amount or replacing the ring.

You can insure almost any type of jewelry including engagement rings other wedding rings diamond rings necklaces bracelets etc. If you insure your ring with a rider that is added to a current policy make sure that the coverage is as complete as you want it to be. In the event of loss theft or accidental damage jewellery and valuables insurance can help to cover the cost of repairing and replacing. They are often symbols of love and commitment and are of huge significance both sentimentally and financially.

Having a burglar break into your home and steal the engagement ring however can be devastating. We provide all types of jewelry insurance including engagement ring insurance. Get engagement ring insurance asap. We ve designed bespoke ring insurance to give you protection and peace of mind.

No matter the type of jewelry you insure it ll be protected by our comprehensive repair or replacement coverage. If you own a high value piece of jewellery or a rare collectible it won t be covered as standard by your home insurance if it s worth more than the single article limit usually around 1 000. Ring insurance tailor made for you. If you don t have home insurance or want to compare rates before you insure your ring try a jewelry insurance specialist.

If your ring isn t or can t be covered under an existing homeowners or rental insurance policy you will need to find an alternative policy. Given the high average cost of wedding rings acquiring insurance is a prudent move. We know that your rings are amongst your most treasured possessions. That limit can vary and may depend on your policy s total coverage amount.