Injured At Work No Workers Comp Texas

If your employer has workers compensation coverage it is smart to look at other causes of the injury and ultimately to other persons or entities who may be.

Injured at work no workers comp texas. Subscribing to workers compensation insurance puts a limit on the amount and type of compensation that an injured employee may receive the limits are set in the law. You should talk to a lawyer right away so that you can start the process and make sure your suit is filed in the proper legal timeframe. If you do not have an attorney oiec can provide free assistance for your texas workers compensation claim. Workers compensation texas law.

In texas any employers who do not provide workers compensation insurance are known as non subscribers by electing not to carry workers compensation insurance non subscribers lose important legal protections such as immunity from lawsuits brought by injured employees if that injured employee proves in court that the employer was negligent the employer could be subject to high damage. Also unlike workers compensation which is a no fault system you ll need to prove that your employer was at fault for the personal injury accident. Texas unlike other states does not require an employer to have workers compensation coverage. If your employer does not have workers comp coverage and you suffered a work related injury or illness then you may have a potential non subscriber claim.

If a family member dies because of a work related injury and the employer has workers compensation insurance you or others in your family may be able to get death benefits if you paid for burial services you could be paid back up to 10 000 depending on the date the injury happened. Requires all employers with or without workers compensation insurance coverage to comply with reporting and notification requirements under the texas workers compensation act. For example a traveling salesperson may receive workers compensation benefits if the salesperson was injured while driving from home to the first client meeting. On the other hand your injuries will probably be covered by workers comp if you drive a company car if you don t have a fixed work site or if you were running a work errand.

Oiec representatives are available to answer your questions and provide assistance with your workers compensation claim by emailing oiecinbox oiec texas gov calling 866 393 6432 or visiting an oiec field office. The moral of the texas workers compensation story is that an injured employee should examine all avenues of recovery available when he or she has suffered a work related injury. Not all texas employers participate in the workers compensation program and there is no requirement for an employer to provide workers compensation coverage for their employees.