Non Traditional Mortgage Credit Report

This powerful reporting tool delivers accurate verified non traditional credit data in an easy to use format that allows lenders to qualify and write more loans.

Non traditional mortgage credit report. Credit scores can be the difference between getting a good interest rate on a mortgage or in some cases even getting a mortgage at all. If you have any questions please contact our customer service department at 800 243 0120 opt 1. Once the report has been completed. If the lender is requesting a nontraditional mortgage credit report from a consumer reporting agency the agency will conduct the borrower interview and obtain the list of available nontraditional credit sources.

A non traditional mortgage credit report ntmcr is designed to access the credit history of a borrower who do not have the types of trade references that appear on a traditional credit report and used either as a substitute for a trmcr or an rmcr or. Your request will be processed promptly by one of our mortgage analysts. The anthem report is accepted wherever alternative credit data is honored. Once you ve ordered a traditional merged credit report in the avantus system complete the non traditional credit report questionnaire and upload by selecting the upload supporting docs link under actions or by faxing to 800 942 9451.

Without better information that includes non traditional credit they are missing out on opportunities. Traditional credit reports exclude many people who are considered credit risks. In all cases the payment history for each credit reference must be documented for the most recent consecutive 12 month period. To qualify as non traditional a.