Insurance Rules For 16 Year Old Drivers

Safety tips for parents and laws for 16 and 17 year old drivers pdf updated 10 14 h ighlight of laws and mandatory suspensions.

Insurance rules for 16 year old drivers. Permit holders over 16 years old can be supervised by any licensed driver who s at least 21 years old. Best printed on legal size paper for easy reading. Car insurance for a 16 year old driver is close to 7 000 on average for a year of full coverage on their own policy. Conditional license teens who are 15 to 16 years old and have held an instructional permit for at least 180 days are eligible to apply for a conditional license.

An exception to the permit requirement exists for 15 year old teens who are driving under instruction in a driver s education course. In fact according to the center for disease control and prevention cdc teen drivers 16 to 19 years old are 3 times more likely to crash than drivers 20 years old and older. The insurance industry builds the pricing platform around statistics and risk. An eligible adult is a parent guardian or grandparent.

A parent can give written consent for another person to supervise if the person is at least 25 years old and has been licensed for at least three years. Teen parent driver agreement pdf updated 3 12. Statistically speaking teen drivers tend to get in more accidents.