Insurance Claims For Garage Doors

A garage door that is old has worn parts or just breaks down probably won t be covered.

Insurance claims for garage doors. 4 someone vandalized your garage door. Contact your insurance provider asap in the event of garage door damage which you believe should be covered by your homeowners policy. Check your policy to know if your homeowners insurance covers auto damage to your garage and if not find out if your auto insurance will. In this case the coverage might fall under your auto insurance.

There is a reason why garagekeepers coverage for garage insurance exists. The next step is to arrange for an adjuster to come and. Even better news is that if someone else drives into your garage door and damages it. Garage door repairs are typically not as expensive as one would think and you may find that repairing it yourself is cheaper than filing an insurance claim.

Over the past 15 years i have been involved in over 100 residential garage door injury cases and i am generally retained as the door expert almost equally by plaintiff and defense. If you wanted to make an insurance claim for damage to your garage door it would have to be through your homeowner s policy and there would be due a separate deductible for that claim. The house s foundation walls and roof dwelling protection may also help cover other structures that are attached to the home such as a garage or a deck against certain risks. Garage door damage from vehicles.

And garage liability is for when those accidents are your fault or the fault of your employees. Coming home to a vandalized home can be a frustrating experience. Contacting your insurance provider. 5 broken garage door parts and other malfunctions.

By michael panish door expert witness. Damage to customer s vehicles while in the care of an auto professional is so common they literally had to create a type of insurance for it. Also keep in mind that if you were to file an insurance claim your car and or homeowner s insurance policies may increase. If you or a member of your family drives into your garage door and damages it the good news is that most homeowners insurance policies will cover this although you should always check your individual policy to make sure.

They will probably tell you to get in touch with a number of professional garage door repairmen and receive estimates. If your garage door was damaged by your car as shown in the opening scenario your home insurance might not cover it.