Injured At Work Workers Compensation

Make sure to keep copies of all forms for your records and to act quickly to prevent a delay in receiving your compensation.
Injured at work workers compensation. If you are injured at work immediately inform your supervisor. Most employers are required to carry workers compensation insurance which helps employees who have sustained a work related injury recover lost wages and other accommodations. For example a traveling salesperson may receive workers compensation benefits if the salesperson was injured while driving from home to the first client meeting. Civil lawsuits for work related injuries can typically seek additional personal injury damages that are not recoverable in a workers compensation claim.
Even if your business isn t required to carry coverage it s a good idea to consider it. Workers compensation benefits do not include damages for pain and suffering or punitive damages. It provides compensation benefits to civilian employees of the united states for disability due to personal injury sustained while in the performance of. 8101 et seq is administered by the office of workers compensation programs owcp of the u s.
If you ve sustained a job related injury your employer may be responsible for helping you with lost wages or other accommodations. Department of labor s office of workers compensation programs owcp administers four major disability compensation programs which provides to federal workers or their dependents and other specific groups who are injured at work or acquire an occupational disease providing the injured p wage replacement benefits medical treatment vocational rehabilitation other benefits other. Most employers are required by laws in each state to carry workers compensation insurance which pays a portion of an employee s regular wages while they re recovering from a work related injury or illness. Division of federal employees compensation dfec introduction.
Rather they take the form of civil lawsuits and are filed in state or federal courts. Typically these claims are not filed in the workers compensation universe. The bureau of workers compensation administers the tennessee workers compensation act assisting both employees and employers in minimizing the impact of work related injuries. On the other hand your injuries will probably be covered by workers comp if you drive a company car if you don t have a fixed work site or if you were running a work errand.
The bureau s programs are designed to provide timely and effective services that help injured employees return to their health and jobs as quickly as possible. For example the benefits. The federal employees compensation act feca 5 u s c. Workers comp requirements vary in each state but if your business has employees you re likely required to have workers compensation insurance.
Without coverage you might be financially responsible for your employees work related injuries.