Injured At Work No Workers Comp

On the other hand your injuries will probably be covered by workers comp if you drive a company car if you don t have a fixed work site or if you were running a work errand.

Injured at work no workers comp. Also unlike workers compensation which is a no fault system you ll need to prove that your employer was at fault for the personal injury accident. To learn more about what to do if you are injured at work read below. If you ve sustained a job related injury your employer may be responsible for helping you with lost wages or other accommodations. It s in a business owner s best interest to maintain open communication between the injured employee the doctor the claims adjustor and the insurance agent.

You should talk to a lawyer right away so that you can start the process and make sure your suit is filed in the proper legal timeframe. This will start the process towards you receiving workers compensation. Make sure to keep copies of all forms for your records and to act quickly to prevent a delay in receiving your compensation. The bureau s programs are designed to provide timely and effective services that help injured employees return to their health and jobs as quickly as possible.

If an employee is injured at work the employer should work with the employee to file a workers comp claim with the company s insurance provider. In texas any employers who do not provide workers compensation insurance are known as non subscribers by electing not to carry workers compensation insurance non subscribers lose important legal protections such as immunity from lawsuits brought by injured employees if that injured employee proves in court that the employer was negligent the employer could be subject to high damage. The types of injuries covered by workers comp are those which can be connected in some way to an employment requirement or condition. Workers compensation benefits do not include damages for pain and suffering or punitive damages.

Workers compensation benefits are designed to provide you with the medical treatment you need to recover from your work related injury or illness partially replace the wages you lose while you are recovering and help you return to work. For example a traveling salesperson may receive workers compensation benefits if the salesperson was injured while driving from home to the first client meeting. If you are injured at work immediately inform your supervisor. Most employers are required by laws in each state to carry workers compensation insurance which pays a portion of an employee s regular wages while they re recovering from a work related injury or illness.