If You Get Hurt At Work Do You Have To Use Workmans Comp

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If you get hurt at work do you have to use workmans comp. And it may not cover you if you fail a drug test. This is a state mandated program that provides insurance payments to employees who are either injured or disabled because of or at work. These terms all mean the same thing and help protect workers from potentially devastating costs of work related injuries. Workers compensation insurance is in place to make sure employees get paid if they get hurt on the job.

When you get injured on the job you may continue to require treatment even after you go back to work. While this coverage can include a wide range of injuries and scenarios it doesn t quite cover every injury just because it happened at work or while you were working. Make sure to keep copies of all forms for your records and to act quickly to prevent a delay in receiving your compensation. If you are injured at work immediately inform your supervisor.

You re receiving other government benefits. And once you are done with this article. To learn more about what to do if you are injured at work read below. However you are permitted to sue outside workers comp in certain situations including when someone other than your employer contributed to your injury such as a negligent driver who hit you while you were driving for work your employer doesn t.

You may have received workers compensation and healed enough to return to your regular duties or you may be working part time or in a different department while you undergo rehab. The workers comp system was designed to prevent civil lawsuits for work related injuries. If you can never work again you ll need to maximize your workers comp benefits and structure them in a way to last well into the future. Workers compensation insurance helps protect businesses and their employees from financial loss when an employee is hurt on the job or gets sick from a work related cause workers compensation is also known as workman s comp workman s compensation and workers comp.

You are in pain and the last thing you want to think about is legal jargon and technicalities in the law especially workers compensation law while having to sort through your state s laws isn t fun hopefully reading the information below will help make it onerous. This will start the process towards you receiving workers compensation. For example if you are injured and your employer encourages you to use your own health insurance to pay for your medical treatment you have the right to say no and if your boss offers you some incentive in an attempt to persuade you against filing a workers compensation claim this is illegal. A lawyer can help you do both.

In many disputed claims the answer will be yes you do have to use vacation time if you are out because of a work related injury because vacation and sick time are considered wage continuation under michigan workers comp law. You ve been hurt on the job through no fault of your own.